The question is I am 55 recently started working again and plan to work 5 more years. I have my own personal health insurance and I am wondering if I should keep it along with the employer policy that is being offered. If I cancel my personal policy and then in the next 5 years have health issues am I going to have trouble finding insurance. If I keep current personal policy and have a issue in the next 5 years I wouldn't have the issue with preexisiting conditions correct? Bottom line if I want to retire at 60 and between now and then come up with a health problem would I be better off keeping my existing policy to insure I can get insurance once I retire?
The question is I am 55 recently started working again and plan to work 5 more years. I have my own personal health insurance and I am wondering if I should keep it along with the employer policy that is being offered. If I cancel my personal policy and then in the next 5 years have health issues am I going to have trouble finding insurance. If I keep current personal policy and have a issue in the next 5 years I wouldn't have the issue with preexisiting conditions correct? Bottom line if I want to retire at 60 and between now and then come up with a health problem would I be better off keeping my existing policy to insure I can get insurance once I retire?